DeFi, or decentralized finance, lets you borrow, lend, trade, and earn interest without banks. Built on blockchain, it gives users control over their money using smart contracts. This beginner’s guide breaks down how DeFi works, key platforms, and the risks and rewards of joining this new financial frontier.

Did you know that you can earn money just by holding certain cryptocurrencies? It’s called staking - and it’s one of the most popular...